Wednesday, August 31, 2011

Springwise ? Keeping Up to Date with Business Innovation | All My ...

Springwise ? Springwise scans the globe for the most promising business ventures, ideas and concepts that are ready for regional or international adaptation, expansion, partnering, investments or cooperation.

Springwise headquarters is in close contact with more than 15,000 Springspotters in over 150 countries worldwide, who provide them with details of the latest innovations in their countries. These are compiled and assessed by the editorial team, and the best examples are published to provide entrepreneurial inspiration to our readers around the world!

Source: http://www.allmyfaves.com/blog/technology/springwise-keeping-up-to-date-with-business-innovation/

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Tuesday, August 30, 2011

Critics: Obama slow to fill disaster aid coffers (AP)

WASHINGTON ? The government's main disaster aid account is running woefully short of money as the Obama administration confronts damages from Hurricane Irene that could run into billions of dollars.

With less than $800 million in its disaster aid coffers, the Federal Emergency Management Agency has been forced to freeze rebuilding projects from disasters dating to Hurricane Katrina to conserve money for emergency needs in the wake of Irene. Lawmakers from states ravaged by tornadoes this spring, like Missouri and Alabama, are especially furious.

The shortfalls in FEMA's disaster aid account have been obvious to lawmakers on Capitol Hill for months ? and privately acknowledged to them by FEMA ? but the White House has opted against asking for more money, riling many lawmakers.

"Despite the fact that the need ... is well known," Reps. Robert Aderholt, R-Ala., and David Price, D-N.C., wrote the administration last month, "it unfortunately appears that no action is being taken by the administration." The lawmakers chair the panel responsible for FEMA's budget.

FEMA now admits the disaster aid shortfall could approach $5 billion for the upcoming budget year, and that's before accounting for Irene.

As a result, funds to help states and local governments rebuild from this year's tornadoes, as well as past disasters like hurricanes Katrina and Rita and the massive Tennessee floods of last spring, have been frozen. Instead, FEMA is only paying for the "immediate needs" of disaster-stricken communities, which include debris removal, food, water and emergency shelter.

"Going into September being the peak part of hurricane season, and with Irene, we didn't want to get to the point where we would not have the funds to continue to support the previous impacted survivors as well as respond to the next disaster," FEMA Administrator Craig Fugate told reporters at the White House on Monday.

Earlier this year, the administration requested $1.8 billion for FEMA's disaster relief fund, despite pent-up demands for much more. Appropriations for last year totaled four times that amount.

FEMA estimates that the request still left the disaster fund short by $2 billion to $4.8 billion for the upcoming fiscal year. Those are figures the agency provided to Congress this spring ? before Irene or the tornadoes that destroyed huge swaths of Joplin, Mo., or beat up the South.

With recovery operations from Irene still in the early stages, FEMA spokesman Rachel Racusen said it is too early to know whether that projected shortfall has increased or by how much.

"It's just too soon to know what any uninsured losses will be," Racusen said.

"Even though the president himself said that we are going to do everything we can to help these communities rebuild, the rhetoric has not matched reality, and the Disaster Relief Fund is running out of money," Aderholt said.

The likely vehicle for replenishing the disaster account is the homeland security spending bill for the budget year beginning Oct. 1. The House passed the measure in early June, but the Senate has yet to act.

Meanwhile, Republicans controlling the House and the Democratic-controlled Senate may be headed toward a battle over whether to cut spending elsewhere in the budget to pay for tornado and hurricane aid.

A top leader in the tea-party-driven House says that chamber will find those offsetting spending cuts. The Senate, however, is likely to take advantage of a little-noticed provision in the recently passed debt limit and budget deal that permits Congress to pass several billion dollars in additional FEMA disaster aid without budget cuts elsewhere.

"We will find the money if there is a need for additional money," House Majority Leader Eric Cantor, R-Va., told Fox News on Monday. "But those monies are not unlimited, and we have said we have to offset that."

A House-Senate collision over disaster aid would risk further delays in replenishing dangerously low FEMA disaster accounts.

"It's too early to tell what the damage assessment will be and what next steps may need to be taken," said Meg Reilly, a spokeswoman for the White House budget office.

It's hardly the first time that longer-term rebuilding projects like schools and sewer systems have been frozen out to make sure there's money to provide disaster victims with immediate help with food, water and shelter. But it's frustrating to communities like Nashville, Tenn., which is rebuilding from last year's historic floods.

The Obama White House is just the latest administration to lowball disaster relief requests. Over the past two decades, Congress has approved $130 billion for FEMA's disaster account. But the bulk of that money, $110 billion, has been provided as emergency funding in addition to the annual budget.

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20110830/ap_on_go_co/us_disaster_aid_shortfall

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Monday, August 29, 2011

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US Open aims to start on time Monday after Irene

(AP) ? The U.S. Tennis Association says the site of the U.S. Open has "minimal damage" from Tropical Storm Irene and the aim is to begin the Grand Slam tournament on time.

In a posting on the tournament website Sunday, the USTA says workers are preparing the Billie Jean King National Tennis Center for a scheduled 11 a.m. start Monday.

The USTA says it is in contact with New York City officials about mass transit, road conditions "and the ability to start the event on Monday."

Irene made landfall in New York as a tropical storm with 65 mph winds, not the 100-mph hurricane that had churned up the East Coast.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2011-08-28-TEN-US-Open-Irene/id-e55f6949cf3d48d7a48adf96ae31ee2b

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Friday, August 26, 2011

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Source: http://streakgaming.blogspot.com/2011/08/wednesdays-bingo-promotion-at-instant_24.html

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Entrepreneurialism Looking For A Alternation in Life | Xiratech.com

Entrepreneurialism Looking For A Alternation in Life

Have you ever wondered why so many people are interested in game shows or the sweepstakes?

Let?s see?

* fabulous wealth
* exciting prizes
* a better life

I?d want to suggest there will be something different at the job in these get,rich,quick ideas that are greatly linked to the west at large.

* the opportunity to be in the particular spotlight if perhaps for a brief moment in time.
* the root hope there might be a way to avoid it of a present job.

When lottery winners are asked whatever they will do with their winnings many of them will reply, ?Quite my career.? This is typically followed by some lighter moments that signifies their authentic dissatisfaction making use of their job.

Is this possible that one of the best motivators for sport show participation and playing the lotto has to do with career dissatisfaction?

You could imagine this is a stretch, but if a person is satisfied using their job they may be less likely view their own present scenario in a unfavorable light. Why? Because the life they want may be the one they?ve. They have discovered a point of contentment also it shows in the manner they view their profession and lifestyle in general.

Get,rich,quick suggestions have always played around the inherent unhappiness many really feel in regards to their occupation.

Entrepreneurialism is about more than just developing a company. It is about relocating your life perspective from the disappointed column to the satisfied as well as from disenchantment to happiness.

We all want to be comfortable inside our own pores and skin. We all want to be able to feel that what we should do is important in the lifestyles of other people and in our personal lives. But there are thousands of testimonies that point the despair as well as frustration numerous feel once they approach mid,life and think of their particular past function experience as an evidence of failing instead of a determination to consider some thing with higher purpose.

Interestingly many of these individuals are learning how to look past their particular personal views of their earlier life and look forward to finding using the entrepreneurial spirit.

Statistics reveal an increasing number of responsible grownups are finding the potential inside entrepreneurialism. This has turn out to be an important component in finding a way out of a present job without successful the sweepstakes and the extra of finding job fulfillment they have constantly desired while not having to confront a banker on the game show.

If you can invest time to ask yourself what you look for to do with your time if money and time was no object you might uncover a passion that may be parlayed into a business.

Your ?moment in the sun? could possibly be as close because learning what it?s you were always supposed to do. Many will settle for a job they will don?t like simply because it?s safe and supplies an income.

Motivation will come in all sizes and shapes, but one of the better motivations is the discovery from the entrepreneurial nature.

Don?t be surprised when it changes the particular direction you will ever have ? and you won?t also need to think about a few blessed numbers.

Check far more affiliated info about How To win the Lottery at our web site root.

Source: http://www.xiratech.com/entrepreneurialism-looking-for-a-alternation-in-life/

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Thursday, August 25, 2011

Free Lessons on Meditation Techniques. - Health Beauty Fitness ads ...

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Business Budget Software- 5 Latest Suggestions Budgeting Financial ...

More and more individuals are trying to find spending budget tips these days as a approach to get their finances under control. What using the rising unemployment rate, the dropping values in houses, as well as the likelihood that we are not coming out of this recession any time soon, knowing some good budget tips to help you keep financially safe is vitally essential.

Finding explicit info about business budget software might not be easy but we have gathered particularly favourable and applicable info regarding the general material, with the last point of helping you out. Whether your search is about other business budget software info,eg budget software free, simple budget spreadsheet, budget news or perhaps best free personal budget software, this text will prove extremely handy, to say the least.

A key step towards financial stability is having a workable budget. I would argue that having one may be the key foundation towards righting your monetary sanity. Several times individuals will get ahead of themselves and attempt to hit a house run investing. I know I?ve tried that. it?s a component of our modern day culture to obtain what we want when we want it. And we want it now.

Every of us has a list of expenses that we think about to be priorities. They may well be your mortgage or rent, your electric and gas, the water bill, the phone, and maybe even the cable bill. But then we also have bills that are not all that crucial such as cell phones, high-speed web at home, the daily newspaper, or even our gym membership. If you?re searching for budgeting suggestions and methods to reduce your expenses, then you really do need to establish for yourself what exactly is essential and what exactly is not.

Did you notice so far that this article is indeed related to business budget software? If not, go ahead and read more. You will find more information that will help you as regards business budget software or other related budget report, a budget plan, budget planner template, wedding budget calculator.

Budgeting tip 3 is to commence making adjustments right away. Steer clear of putting off fixing financial troubles. By taking the time to fix troubles as soon as you see them, or even fix possible troubles, you?ll be able to ensure that your monetary issues disappear without having making key problems for you or your family.

Couples with two incomes ought to attempt exactly where achievable to live on one income alone. Use the other income to pay off outstanding debts and build a savings cushion in case of decreased income. If all income into the household is presently needed for the budget, make reducing your debts and overheads a priority so that living on one income becomes a financially viable scenario as soon as possible.

Shop at the far better consignment stores that carry only new searching, brand name items. Also, attempt non-profit stores, for example Goodwill, for company casual attire. You not only get a great deal, you support charity as well.

Many people looking for online for articles related to business budget software also sought articles about financial budget template, budgeting personal, and even financial budgeting worksheet,weekly budget spreadsheet.

Once you?ve these laid out, you have a budget. Attempt sticking with it as best you are able to. Do not worry about knocking out all your debt immediately. You need to get comfortable with working with a spending budget just before your begin tweaking it too much. When you do, usually do so in small amounts. Setting small stepping objectives will help keep you motivated to help keep progressing.

We Writes Articles About business budget software If you like skilled advice, contact free online budget software for free downloads,guidance and counsel.

Other spending budget ideas pertain to the money that you invest. Most of us invest way an excessive amount of on points that just aren?t essential, and in today?s rough economy, that just is not an excellent thought. Now may be the time for you and your family members to do a budget and see exactly where you can cut back. You might be surprised at just how much you?re spending for items that are not essential.

CLOSING REMARKS ? Whether your direct search is business budget software or other money budget planner, budget planning spreadsheet, personal finance budgeting software, free personalinformation, this text should have helped, right?

Source: http://information2all.com/budgeting/168/business-budget-software-5-latest-suggestions-budgeting-financial/

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Wednesday, August 24, 2011

DHS Detains Unauthorized Immigrants as They Attempt to Leave the ...

It is tempting to imagine that the Department of Homeland Security (DHS) has adopted a kinder and more just approach to its immigration enforcement mission.? After all, the department announced in recent days that it will henceforth focus its enforcement efforts on ?high priority? immigration cases; that is, those cases involving serious criminals and individuals who are a threat to public safety or national security.? While this is a welcome, long overdue announcement, we must keep in mind that there are still DHS enforcement policies in place that are in dire need of repair.

For instance, according to a story in the New York Times earlier this month, U.S. immigration agents stationed along the U.S.-Mexico border have taken to detaining and sometimes arresting unauthorized immigrants as they try to leave the United States and return to Mexico. In other words, after pouring billions of dollars into immigration enforcement programs to make the United States as unwelcoming as possible to unauthorized immigrants, the Obama Administration has decided to make their departure just as difficult and to torment them as they leave. This policy is as nonsensical as it is cruel.

To be fair, the Administration is snaring unauthorized immigrants as it attempts to do what previous administrations have not: stem the flow of drug money and guns from the United States to Mexico, into the waiting arms of drug cartel leaders. But this neither explains nor justifies why immigration agents are arresting immigrants who have no connections to drug money or gun smuggling?and who are leaving the country. As the Times notes, even some vehemently anti-immigrant groups oppose this practice on the grounds that it slows, and perhaps even discourages, the departure of unauthorized immigrants from the country. In a surreal moment last year, the president of the nativist organization Americans for Legal Immigration issued a statement saying that:

?This is about the only situation we would ever advocate that our immigration laws be waived. We want to encourage the illegals to leave America on their own and thus we ask Obama to provide them safe passage out of America.?

When questioned about its illogical policy, the Administration resorts to a generic law-and-order explanation. An anonymous ?administration official? told the Times: ?We?re not trying to discourage anyone from leaving, but we do want to send the message that there are consequences for breaking immigration laws.?

As Greg Siskind points out in the AILA Leadership Blog: ?Bad policies have consequences, as well. Unfortunately, everyone seems to have figured this out but the officials carrying out the bad policy.? Apparently, the Obama Administration doesn?t see the irony of making it hard for unauthorized immigrants to leave the county after expending so much time and effort telling them to leave the country.

Photo by nathangibbs.

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Source: http://immigrationimpact.com/2011/08/23/u-s-detains-unauthorized-immigrants-as-they-attempt-to-leave-the-u-s/

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Tuesday, August 23, 2011

What You Should Realize About Scuba Training If Small Spaces Are ...

Understanding the amount of skill needed, and all of the information in the curriculum for scuba training might overwhelm you at first. You will get to learn everything at your own pace, and keep that in mind. You can work on the training as long as need be, when taken online. You will have an instructor who will supervise your training with the confined and open water dives. Each student will be given a professional evaluation after being observed by the instructor. You must reach a certain level with your ability, or your instructor will not pass your scuba training. People have been diving for a long time, so you can be comfortable that the knowledge you are learning comes from solid science.

Open water scuba certification is the place that every beginner starts. Then the most important thing is to gain as much experience as you can. After you gain the adequate training and confidence, you can then foresee advancing your certifications, skill level and diving education. An individual can ascertain advanced education that can assist them in becoming a diver that is more qualified. Other certifications are available such as rescue diving, master level training, dive master and instructor levels. Cave diving for instance are additional courses you could take provided you are bold.

The first class that you need to get under your belt is the open water certification course. If you wish to continue your training, the recognized and accepted next level is called Advanced Open Water Diver certification. The foundation of this course is the American international system for certification, which will not apply to you if you are from Canada or another country. Once completed, you will be able to plunge to 60 feet in depth, but only after you have successfully finished Open Water certification. The Advanced certification will allow the diver to go to one hundred feet and do so in a safe manner. Advanced certification, due to the level and depth that you will be able to achieve, requires certain requirements to be in place.

The highlight of this instructional course is to show you how to reach ranges of depth that have a median-range of around 100 feet. Of course, this type of diving takes a lot of preparation and the proper equipment to get you there, all of which is covered in the course. As you may have guessed, you need to complete several dives, a minimum of four, to these depths under close supervision.

Some people are actually shocked by their scuba training once they begin because they were not aware of these certain aspects. A definite human component of this training is sharing an experience with like-minded people, some of which may remain your friends for years to come. People that do go on vacations, and are scuba certified, will make even more friends sharing a common experience. Without a doubt, over time, you will meet quite a few people that you otherwise would never have known without this type of training.

Quite possibly probably the most popular places to go scuba diving is in Aruba. To take pleasure from a holiday you?ll never forget about, book your Aruba holiday today.

To go to the amazingly trendy Riu Aruba and delight in the most outstanding holiday ever, take a look at the Riu Aruba site instantly.

Source: http://articlesradical.com/recreation-sports/what-you-should-realize-about-scuba-training-if-small-spaces-are-not-for-you

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Friday, August 12, 2011

August Capital, Google Ventures Put $18.5M In Online Legal Service Rocket Lawyer

Free Legal Document Service | Legal Help Online | Rocket LawyerMore big money for online legal services. After LegalZoom raised $66 million from Kleiner Perkins And IVP, competitor Rocket Lawyer is also announcing a new round of funding. The startup has raised $18.5 million in funding led by August Capital with Google Ventures and Investor Growth Capital(IGC) participating in the round. This brings Rocket Lawyer's total funding to $30 million. Founded by lawyer Charles Moore, Rocket Lawyer not only provides legal documents to consumers and small businesses but also helps users that create customized legal documents that can be electronically signed online and shared instantly or downloaded for printing. Moore says that each month, more than 20,000 Last Wills?and 40,000 Business Contracts?are created. Rocket Lawyer offers these documents for free.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/0LC638Ro0jE/

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A Good Concrete Flooring Treatment | Home Improvement Power

August 11th, 2011 by

Are you located in an areas where the climate is usually wet? Then you have an idea of how your garage floor can become very slick when you bring in some water on your car because of rain or snow and it drips onto a small oil stain on the flooring.

Source:A Good Concrete Flooring Treatment

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

Source: http://home-improvement-power.com/a-good-concrete-flooring-treatment.html

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Thursday, August 11, 2011

Syria's crackdown hits ally Hezbollah's image (AP)

BEIRUT ? As Syria's crackdown on protesters gets bloodier, it is having repercussions for one of Damascus' most crucial allies, eroding the reputation of the Lebanese militant group Hezbollah.

At recent protests, Syrians demonstrating against President Bashar Assad have also unleashed their anger at the Shiite Hezbollah over its blunt support for the regime. Some protesters have set fire to the yellow flag of Hezbollah and pictures of the group's leader, Sheik Hassan Nasrallah.

Such outcry is startling in a country that prides itself for being a bastion of resistance against the U.S. and Israel and has lionized Hezbollah. Syrians and Arabs around the region have in recent years elevated Nasrallah to the status of a nationalist hero after his guerrillas' 2006 war with Israel, and posters of the turbaned, bearded sheik are one of the top selling items in Syrian souvenir shops.

The anger at Hezbollah illustrates the delicate, contradictory position of the Shiite movement. On the one hand, the source of its popularity ? even among many Sunnis in the region ? has been its image as a patriotic force to defend Lebanon against Israel, and it is highly protective of that image. On the other, its close alliance to Syria and, even more, to Iran make it vulnerable to accusations that it is merely a well-armed tool for those regimes.

Newly released indictments by the International Criminal Court accusing four Hezbollah members in the 2005 assassination of former Prime Minister Rafik Hariri, Lebanon's most powerful Sunni leader, further cast a shadow over its reputation.

Hezbollah backed the anti-regime uprisings in Egypt, Yemen, Bahrain and Tunisia. But it publicly sided with Iran and Syria in their brutal crackdowns on protesters.

"Hezbollah always criticizes the double standards of the West, but it has done worse," said Amjad, a protester from the Syrian city of Hama, which for the past week has been under a crushing siege by Assad's forces.

"We feel betrayed," he said. Amjad spoke on condition his full name not be used because of fears of reprisals.

In a sign of its wariness over the damage to its reputation, Hezbollah has avoided talking about Syria's uprising. The movement has gone out of its way to strongly deny repeated, though unverified claims, by Syrian activists that Hezbollah fighters ? as well as Iranians ? are involved in crushing demonstrations and killing protesters. In his recent speeches, Nasrallah has kept his comments on Syria down to a minimum.

But as a close ally of Damascus, Hezbollah could not avoid the subject completely, and its Manar TV station has adopted the Syrian government line blaming the unrest on armed extremist groups. Early on in the uprising, Nasrallah embraced Assad, casting him as a reformer, in a speech that infuriated Syrian protesters.

"Toppling the resistance regime in Syria, which is ready for reform, would provide a great service to Israel and to U.S.-American control over the region," he said.

Officials of the group contacted by The Associated Press declined to comment about the Syria uprising or its repercussions on Hezbollah, saying their chief was the only person authorized to talk about the subject.

"As the repression in Syria intensifies ... Hezbollah will find itself spending more of its reputation and political capital in support of a regime that is on its way out," said Randa Slim, a research fellow at the New America Foundation in Washington.

The troubles for Hezbollah come at a time when it should be riding high. It now holds a dominant role in Beirut's government and the prime minister is an ally, giving it unprecedented political clout in Lebanon after its opponents, the U.S.- and Western-backed factions led by Hariri's son Saad, were sidelined. Its extensive arsenal of weapons and rockets is virtually untouchable for the moment, after years of calls for it to disarm.

"Militarily, the organization is stronger than ever but its credibility and legitimacy, regionally, have taken a big hit," said David Schenker, director of the Program on Arab Politics at the Washington Institute for Near East Policy.

In the early 2000s, Hezbollah was riding on a wave of unprecedented popularity, after its war of attrition forced Israeli troops to withdraw from south Lebanon and end nearly 20 years of occupation. In 2006, it fought Israel to a standstill in a ferocious monthlong war. Its popularity across the Arab world was so intense there were reports of some Sunnis in Syria and Jordan converting to Shiite Islam.

But in recent years came several blows, starting with the 2008 assassination of its top military commander Imad Mughniyeh in a car bomb in Damascus. A year later, after the U.S.-backed Lebanese government moved to dismantle its telecommunications network, the group briefly seized control of large swaths of Beirut, turning its guns on its local Lebanese foes, something Nasrallah had swore the group would never do.

Last month, Nasrallah revealed that a ring of CIA-recruited spies within Hezbollah had been uncovered, a stunning security breach for the group.

The indictments for the Hariri killing, in which Hezbollah denies any role, damages the group's crossover appeal in the Mideast's sectarian divides. "The Sunnis will understand this in purely a sectarian context, that the Shiites murdered the head of the Sunni community, period," said Schenker.

The worst case scenario for Hezbollah would be Assad's fall, though for the moment that seems unlikely. A Sunni-led new regime would likely be far less friendly to the group, so regime change in Damascus could cut off a major supply route for Hezbollah's weapons, heavily damage its political clout in Lebanon and knock out a third of the "Iran-Syria-Hezbollah" axis of "resistance" to Israel.

"The demise of the Syrian regime if it happens will definitely be a game changer in the region. Whether and how Hezbollah will weather that development will be a true test of its political prowess and skills," said Slim.

___

Zeina Karam can be reached on http://twitter.com/zkaram

Source: http://us.rd.yahoo.com/dailynews/rss/mideast/*http%3A//news.yahoo.com/s/ap/20110810/ap_on_re_mi_ea/ml_lebanon_hezbollah_s_challenge

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Internet Marketing Opportunities: 6 Profitable Ways to Make Money ...

Internet Marketing Opportunities: 6 Profitable Ways to Make Money OnlineIf you haven?t found a way to make money online, it?s because you haven?t tried hard enough!

If you?re creative, there are internet marketing opportunities in virtually any field you can think of, selling any product you can imagine.

I?ve seen some awesome ways to make money, and I?m convinced that working on the internet is the American dream!? Anyone can work online and make lots of money (instead of being stuck in a 9-5 for-ev-er, for-ev-er, for-ev-er).

You can design shirts, make movies for pets, sell mass amounts of anything on Ebay (on Ebay, I?ve seen rocket launchers, literal gold mines, houses, statues made of dog hair? if people can sell that, you can sell anything), or even promote products that you make yourself!

So? without further ado, here are my 6 favorite internet marketing opportunities!

6 Best Internet Marketing Opportunities

1. Blog for a Specific Niche

This one is becoming more and more popular on the internet, as there are literally millions of blogs out there.

The great part about blogging is that there is virtually no overhead, and you can pick from hundreds or thousands of niches.?

It?s a way to showcase YOU and what you know, while not having to pay for traffic!

And, maybe best of all, it?s fun!? I really enjoy blogging and interacting with my readers.

2. Create Info ProductsInternet Marketing Opportunities: 6 Profitable Ways to Make Money Online

Creating products is by far the most lucrative of the internet marketing opportunities out there!

This one may seem too advanced for a lot of people, but there are plenty of tutorials online about getting this done.

In fact, most of the wealthiest internet marketers eventually get into the product creation side of things because that?s where the BIG money is.

Honestly, you can write a simple product for anything, with a little research.? You could study one thing for a few weeks, and be qualified enough to write a little report on it.

Or, if you?re going big time, you could hire a specialist in the field you want to write a product about and pay him like 30% or something!? Then, you?re not even making the product, just marketing it.

3. MLM

A lot of people get into this one (I?m an MLM?er as well) because of the ever-elusive ?make more money by working less? factor.

While that?s not actually true, it?s still one of the most enticing internet marketing opportunities (and that?s why so many people join them!).

4. Sell Affiliate Products

This one is a step down for product creation, but can still be really profitable!?

Basically, this means that you sell other people?s products for a commission.? This way, you don?t have to deal with creating the product, the technical set up, sales pages, or even returns and customer service.

You can head on over to Clickbank.com and find products for virtually any category you?re interested in.

You can market these with Facebook PPC, on a blog, or with PPV campaigns.

5. Sell a Service

Another good one, although not quite as ?leveraged?.? In other words, you have to be involved in each sale to get paid (unlike the others?that can run on semi-autopilot if you?ve set it up right).

However, it?s one of the easiest in my opinion because people are willing to pay for just about anything.

Take my blog set up service for example.? It took me about a week to learn (a few months to perfect, but the very basics were pretty easy), and now I sell it for a little under $200 a pop.

You can figure out any kind of service that you can do for people, like article writing, designing logos, maintaining a website, managing PPC campaigns for marketers, or editing videos.

Then, you can market your skill on websites like Odesk.com or Elance.com, or even with a blog like I do.

6. Consulting

Internet Marketing Opportunities: 6 Profitable Ways to Make Money OnlineThis one is pretty cool, but you do have to have some experience and expertise.?

It doesn?t have to be years and years of experience.? You could run a blog for a few months, and then charge $40 for a consultation to help others get going on theirs.

The great part about consultations is that you find business partners by doing them, and you can also charge more the longer you do it.

I?ve seen people charge hundreds of dollars per hour, or even sell $10,000 packages!

Not a bad job, huh?

Internet Marketing Opportunities: Conclusion

The secret behind all 6 of these ideas is to help others make money!

That?s the niche that will attract the most people to you, and that you can charge the most for.

Or, in the case of MLM, showing people how to make money will draw them to you and want to work with you.

Hopefully you can implement even just one of these internet marketing opportunities and make your living online!

Have an awesome day!

Erin

P.S. You can see how I teach people to make money (and doing that helps me make money with all 6 of those internet marketing opportunities I shared):

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Source: http://who-is-erin-smith.com/internet-marketing-opportunities-6-profitable-ways-money-online

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Wednesday, August 10, 2011

Holdup: Apple not ready to launch cloud movie service (Digital Trends)

cloud based itunesA cloud-based streaming service for movies has reportedly been in the works for Apple TV for awhile. The application was rumored to let users access their movie downloads on multiple iOS devices and would be called iTunes Replay. This is already available for TV shows: You can watch episodes you?ve already purchased via iTunes on your Apple TV or mobile Apple devices.

Apple was rumored to have reached agreements with major studios and TV networks, and the product was supposed to be set for release in the foreseeable future. Apparently, movie industry execs aren?t quite as on-board as we were led to believe. CNET says Apple has negotiated with key studios and HBO?s exclusivity contract remains an issue. HBO has rights to new movies before other distributors do, and it?s possible that Apple wants to find some work-around before it launches the service. That seems unlikely, but there are still a number of studios HBO doesn?t have this deal with that Apple could go for first.

Of course HBO does have deals with Universal, 20th Century Fox, and Warner Bros, which might be enough to keep Apple in negotiations for awhile. Cloud-based streaming has become a focal point for Apple products in the wake of iCloud and the manufacturer?s connected products. Apple isn?t one to launch something before all its proverbial ducks are in a row, and our instinct tells us users will have to be patient. And while Apple continues to develop this feature, competitors like Netflix and Amazon continue to grow their own cloud-based movie databases. Amazon will likely introduce an Android tablet ecosystem in late 2012, which consumers would be able to access its movie streaming service on.?

Source: http://us.rd.yahoo.com/dailynews/rss/personaltech/*http%3A//news.yahoo.com/s/digitaltrends/20110808/tc_digitaltrends/holdupapplenotreadytolaunchcloudmovieservice

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Tuesday, August 9, 2011

S&P's Beers says risks on downside for future U.S. rating (Reuters)

WASHINGTON (Reuters) ? The head of Standard & Poor's sovereign ratings, David Beers told "Fox News Sunday" he did not expect "that much impact" when global markets open on Monday due to what he called a "mild deterioration" in the U.S. credit standing to AA-plus from top-tier AAA.

Asked about the prospects for a further lowering of the U.S. rating, Beers said, the agency's negative outlook meant that "risks are on the downside."

He also said the downgrade announced on Friday was not due to the budget positions of any political party and that on any future agreement, "We think credibility would mean any agreement would command support from both political parties."

Beers called the U.S. Treasury Department's criticism of the credit rating agency's analysis a "complete misrepresentation." Even with the debt limit agreement passed by Congress, he said, "the underlying debt burden of the U.S. is rising and will continue to rise over the next decade."

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20110807/bs_nm/us_crisis_usa_beers

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Thursday, August 4, 2011

Sissy Spacek gets star on Hollywood Walk of Fame (AP)

LOS ANGELES ? Oscar-winning actress Sissy Spacek has received a star on the Hollywood Walk of Fame.

The 61-year-old actress was honored Monday with star number 2,443 on Hollywood Boulevard.

Spacek is known for her role as the troubled teen in "Carrie" and she won an Academy Award for her portrayal of country singer Loretta Lynn in the 1981 movie "Coal Miner's Daughter."

Her latest movie, "The Help," comes out later this month.

Source: http://us.rd.yahoo.com/dailynews/rss/celebrity/*http%3A//news.yahoo.com/s/ap/20110801/ap_en_ce/us_people_spacek

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Wednesday, August 3, 2011

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Software Program Packages Every Laptop Computer Should Have ...


convert MOV to AVI

We all know that laptop computer computer systems are moveable, convenient, and very essential in immediately?s quick-paced world. A laptop computer gives its proprietor a renewed sense of freedom and capability. With a powerful wireless Internet connection, enterprise could also be carried out from anyplace within the world. Cubicle walls develop to reveal vast open areas, where people might communicate, shop, and accomplishment countless tasks.

Choosing the proper laptop computer to fit your wants might take time and analysis, however one factor is for certain: all laptop computer owners should have the basic applications put in to get through day by day life and work. Whether or not you?re a author, a pc programmer, a businessman, or work at home, these 4 programs are irreplaceable and versatile. Each should have a shortcut icon right on your startup screen.

Let?s take a look at what you need:

Word Processing Program

You don?t have to be a scholar to want a great word processing program. Can you think of a day where you haven?t written anything? Even for a one-web page observe, it?s hand to have a word processing program put in to fit your needs.

As of late, many computer systems come equipped with such software, though what?s included could not essentially meet your requirements. Whereas all packages allow you to type, save, edit and print with ease, some applications go the additional mile and mean you can improve shows with embedded imagery, video, and font manipulation. Microsoft Phrase, as part of the Workplace Suite, lets you these items and more. A simpler program will limit the boundaries.

As you store in your next laptop, take into account what word processing packages are included, and determine when you want an upgrade.

Accounting Software

Whether or not you employ the laptop primarily for enterprise or household purposes, a great accounting program can function a strong backup to your traditional system of bookkeeping. Utilizing accounting software program to maintain observe of your income, bills and other expenditures is an efficient solution to keep organized focus throughout the year. You situation yourself to keep better track of your funds, and must you lose any paper you may have that backup to consult onscreen.

Quickbooks is one instance of such a program, and affords numerous options for whatever organizational functions you seek. If the laptop computer you buy doesn?t embrace accounting software, consider in search of some.

Electronic Guide/Doc Reader

Electronic e book, or e-ebook, expertise has grown by leaps and bounds over the past few years. With the Gutenburg undertaking, college students and different avid readers have entry to thousands of basic and tutorial texts, and third-get together retailers like Fictionwise and Amazon.com supply instantaneous downloads of digital novels for sale. With a laptop computer, you may store for a guide, buy and download, and read it instantly. You don?t even must be in a bookstore!

That mentioned, with sure e-guide codecs you have to particular readers. A PDF document won?t open in a word processing program, and an e-book formatted for the Microsoft Reader won?t open in Adobe Reader. Subsequently, it?s sensible to maintain such packages available within the occasion you want or wish to read a e book out of your screen. The most effective factor about such programs is that they?re supplied for free by their respective companies. A fast Internet search will lead you in the fitting direction.

Safety Software

No laptop is full without a robust security program. As viruses and spyware change into extra prevalent and extra refined, the need to shield your pc is very important. Particularly if you?re a frequent consumer, you would be greatest suited to a program that offers anti-virus, anti-spyware and adware and firewall capabilities. Choices to filter junk mail and prevent annoying pop-up commercials can also be a plus.

Not every computer system will supply such safety, so you?ll want to consult with a sales particular person earlier than buying. Make sure that your safety applications are updated often to combat new issues.

From composing mail to battling SPAM, your laptop should be able to do everything you need. Take care when shopping and don?t forget these necessities if you find yourself able to work.

About The Writer

Andrew has been writing articles online for nearly 9 years now. Not solely does this writer specialise in Computers and Technology, you too can try his latest website on the best way to convert MOV to AVI with MOV to AVI converter which also helps people find the best MOV to AVI converter on the market.

Source: http://computersandtechnology.therefinedgeek.com.au/index.php/2011/08/software-program-packages-every-laptop-computer-should-have/

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Bonsai Plant Care | Home and Family | Pets, Gardening, Home ...

Posted on | July 31, 2011 | No Comments

Bonsai plants are very similar to bonsai, because if you give them care and attention and keep them healthy, you get a beautiful miniature plant in return. There are many different varieties of plants that you can create a bonsai. Some plants require very precise care routines to keep a plant healthy and aesthetically pleasing, but no matter what race you plan to follow some basic guidelines that will keep the factory condition. All of these suggestions depends on the type of plant you buy, but are intended as a rough guide only.

Temperature.

Bonsai Indoor plants need protection from the elements during the cold season, because many of them are tropical or subtropical plants. The only form of protection is more effective to bring home. However, if you plant your outdoor Bonsai plants must be in a place where they are protected against winter conditions. Moreover, a plant is not very good if you put in some warm weather when the risk of frost has gone. The humidity inside Bonsai plants can cause dehydration, which is the biggest murderer of these plants shy.

Irrigation.

It ?important to water Bonsai early in the day before the temperature drops at night. Type of system is necessary to determine the irrigation system needs to be done. How much moisture the plant will need is a very important factor and you should always water in the ground as possible to ensure that all the roots get a good watering.

Light.

Because the sun is stronger and brighter in the schedule of 11 hours and 14 hours, you should try whenever possible to keep your Bonsai out of the sun between these hours. It is also important to remember that the electrical elements of the house give off a very humid heat that can damage not only leaves you well, but you can also dehydrate plants or trees and eventually killing them. It is also important to change your watering schedule to meet the increased light, heat and moisture.

Fertilization.

You can use fertilizer to help plants grow bonsai, but it is better to use mild ones that only contain trace elements. Trees are usually fed during the growing season to help their growth, and should not be used for crops or trees during the dormant during shooting.

Comments

Source: http://ahomeinfo.net/bonsai-plant-care/

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Tuesday, August 2, 2011

RUB researchers decipher the molecular basis of blue-green algae

RUB researchers decipher the molecular basis of blue-green algae [ Back to EurekAlert! ] Public release date: 31-Jul-2011
[ | E-mail | Share Share ]

Contact: Prof. Dr. Matthias Rgner
0049-234-322-3634
Ruhr-University Bochum

Stress protection: How blue-green algae hoard energy

Under normal conditions, cyanobacteria, also termed blue-green algae, build up energy reserves that allow them to survive under stress such as long periods of darkness. They do this by means of a molecular switch in an enzyme. By removing this switch, it should be possible to use the excess energy of the bacteria for biotechnological purposes such as hydrogen production, without the bacteria suffering. This was found out by researchers at the Ruhr-Universitt led by Prof. Dr. Matthias Rgner (Biochemistry of Plants, Faculty of Biology and Biotechnology). Their results, which they obtained together with a Japanese research group from the Tokyo Institute of Technology, are published in the Journal of Biological Chemistry.

Molecular switch prevents waste of energy

The energy-rich molecule ATP serves as a store for the energy gained through photosynthesis in plants. It is built up, and where necessary broken down again, by the enzyme ATPase. To guard the bacterium against stress situations with too much or too little light, the ATPase of the cyanobacteria has a small area which acts like a switch. It prevents the ATP from being broken down prematurely in the dark, when no photosynthesis takes place. The bacterium thus creates a store of energy which helps it through stress phases. However, this switch also slows the rate of photosynthetic electron transport with the water splitting in light: "You have to imagine it like wanting to squeeze something into a full storehouse against resistance", says Prof. Rgner.

On the way to biotechnological hydrogen

In the experiment, he and his colleagues removed the switch area of the ATPase in cyanobacteria by means of genetic engineering. "Of course we expected that the bacteria would suffer much more afterwards and that they would become much slower", he explains. "But that was not the case". The bacteria grew just as usual under laboratory conditions - without light stress. However, they create lower ATP energy reserves, so they can't survive very long dark periods as well as the wild type. On the other hand, the excess energy in light, which otherwise went into the reserves, is now available for biotechnological use. "This should make it possible to use at least 50% of the energy gained from light-driven water splitting for other processes in the future, e.g. for solar-powered biological hydrogen production through cyanobacterial mass cultures in photobioreactors", estimates Prof. Roegner.

###

Copy in the Internet

A copy of this press information is available for download on the Internet at: http://aktuell.ruhr-uni-bochum.de/pm2011/pm00238.html.de


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

RUB researchers decipher the molecular basis of blue-green algae [ Back to EurekAlert! ] Public release date: 31-Jul-2011
[ | E-mail | Share Share ]

Contact: Prof. Dr. Matthias Rgner
0049-234-322-3634
Ruhr-University Bochum

Stress protection: How blue-green algae hoard energy

Under normal conditions, cyanobacteria, also termed blue-green algae, build up energy reserves that allow them to survive under stress such as long periods of darkness. They do this by means of a molecular switch in an enzyme. By removing this switch, it should be possible to use the excess energy of the bacteria for biotechnological purposes such as hydrogen production, without the bacteria suffering. This was found out by researchers at the Ruhr-Universitt led by Prof. Dr. Matthias Rgner (Biochemistry of Plants, Faculty of Biology and Biotechnology). Their results, which they obtained together with a Japanese research group from the Tokyo Institute of Technology, are published in the Journal of Biological Chemistry.

Molecular switch prevents waste of energy

The energy-rich molecule ATP serves as a store for the energy gained through photosynthesis in plants. It is built up, and where necessary broken down again, by the enzyme ATPase. To guard the bacterium against stress situations with too much or too little light, the ATPase of the cyanobacteria has a small area which acts like a switch. It prevents the ATP from being broken down prematurely in the dark, when no photosynthesis takes place. The bacterium thus creates a store of energy which helps it through stress phases. However, this switch also slows the rate of photosynthetic electron transport with the water splitting in light: "You have to imagine it like wanting to squeeze something into a full storehouse against resistance", says Prof. Rgner.

On the way to biotechnological hydrogen

In the experiment, he and his colleagues removed the switch area of the ATPase in cyanobacteria by means of genetic engineering. "Of course we expected that the bacteria would suffer much more afterwards and that they would become much slower", he explains. "But that was not the case". The bacteria grew just as usual under laboratory conditions - without light stress. However, they create lower ATP energy reserves, so they can't survive very long dark periods as well as the wild type. On the other hand, the excess energy in light, which otherwise went into the reserves, is now available for biotechnological use. "This should make it possible to use at least 50% of the energy gained from light-driven water splitting for other processes in the future, e.g. for solar-powered biological hydrogen production through cyanobacterial mass cultures in photobioreactors", estimates Prof. Roegner.

###

Copy in the Internet

A copy of this press information is available for download on the Internet at: http://aktuell.ruhr-uni-bochum.de/pm2011/pm00238.html.de


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2011-07/rb-rrd073111.php

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Short Real estate Sales event only at Tampa Home buying Real ...

[unable to retrieve full-text content]Your real estate agent will let you clean the whole house and make sure it is comfortable place and spacious enough for the buyers. You need to remove unnecessary or unusable equipment or furniture.

Source: http://atworkcom.com/short-real-estate-sales-event-only-at-tampa-home-buying-real-estate-agent-will-assist-in/

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Monday, August 1, 2011

Pores and skin Cancer along with the Beach: Always Foes? | Fat ...

Chronic Commissions

Considering the rise associated with awareness relating to skin cancer tumor, it may perhaps feel for instance our original days experiencing surf along with sand are at a great end. One in every single three malignancies is diagnosed as epidermis cancer, and you?ll find 2-3 zillion skin malignancies (non-melanoma) described globally. In Australia every year, 80% associated with newly diagnosed cancers are skin cancer tumor, and two away from three Australians are going to be diagnosed together with skin cancer tumor by age seventy. Having these scary statistics, many will wonder whenever a any issue to venturing outdoors inside sun all over again. The critical to coping with these figures and lessening your probability of establishing skin cancer should be to take defensive measures when you find yourself in sunlight so as to have ones cake (low-fat along with low-sugar now) along with eat the item too!

The very first step is usually knowing exactly what the most secure times are to project out inside sun. In relation to leisure period, choosing to prevent the sun?s rays at their most potent, when that radiation will be the strongest, will definitely minimize exposure to damaging radiation. Frolicking inside waves involving 10am along with 2pm is really a dangerous period as ultraviolet (UV) rays have shortest distances to search through that atmosphere along with hit you which has a stronger wallop as compared to at other times inside day. When you decide to do venture out earlier each day or later inside afternoon, you should have in sun defensive gear just like a hat and also cap, sunglasses, and sunblock and also sunscreen.

The change between sunblock along with sunscreen is usually evident for their respective brands; sunblock literally blocks out natural sunlight, whereas sunscreen woven screens or filters these folks. The finest protective measure should be to invest inside sun defensive clothing. This is not referring in order to comfortable linen pants and also a loose, long-sleeve silk cotton shirt. While those is a better solution than exposing naked skin on the sun, they provide little safety. Sun defensive clothing is really a specialized line of products made specifically in order to combat UV radiation. Sun defensive swimwear can be acquired as well, and one of the best brands are manufactured to help keep 98-99% associated with UV rays off your epidermis. They are manufactured not simply for older people; baby bikini and kids? swimwear can be available. Investing in this specially-designed along with formulated kind of clothing along with paying pay attention to to other precautions along with protective measures will help you keep you safe coming from skin cancer tumor and enjoy the beach all over again. Knowledge is certainly power when it comes to sun safety.

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Source: http://www.fatfreefast.org/pores-and-skin-cancer-along-with-the-beach-always-foes/

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Southland Recruits Lucy Liu in Season 4 (omg!)

Story photo: Southland Recruits Lucy Liu in Season 4Lucy Liu | Photo Credits: Dimitrios Kambouris/WireImage.comTV Guide

Former Charlie's Angels sweetheart Lucy Liu has joined the cast of Southland, TNT announced Monday.

The 42-year-old actress is billed as a special guest-star who will recur throughout Season 4 as a member of the LAPD.

Check out the rest of today's news

Liu, whose film credits also include Kill Bill: Volume 1 and Chicago, previously starred on Ally McBeal and Dirty Sexy Money.

Southland will premiere this winter.

Related Articles on TVGuide.com

  • Check out the rest of today's news

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/http___omg_yahoo_com_news68599/42457621/*http%3A//omg.yahoo.com/news/southland-recruits-lucy-liu-in-season-4/68599

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Officer accuses fellow rebels in Libya killing (AP)

BENGHAZI, Libya ? A rebel special forces member accused fellow Libyan rebels on Friday of killing the movement's military chief, pointing to a potentially major split in the ranks of the opposition battling Moammar Gadhafi.

An angry Mohammed Agoury told The Associated Press that he was present when a group of rebels from a faction known as the February 17 Martyrs' Brigade came to Abdel-Fattah Younis' operations room outside Benghazi before dawn on Wednesday and took him away with them for interrogation.

Agoury said he tried to accompany his commander, "but Younis trusted them and went alone."

"Instead, they betrayed us and killed him," he said.

The February 17 Martyrs Brigade is a group made up of hundreds of civilians who took up arms to join the rebellion. Their fighters participate in the front-line battles with Gadhafi's forces, but also act as a semi-official internal security force for the opposition. Some of its leadership comes from the Libyan Islamic Fighting Group, an Islamic militant group that waged a campaign of violence against Gadhafi's regime in the 1990s.

Agoury said the brigade had an agenda against Younis, because he was previously Gadhafi's interior minister and was involved in the crackdown that crushed the LIFG.

Younis defected to the rebellion early in the uprising that began in February, bringing his forces into the opposition ranks ? a move that at the time raised Western hopes that the uprising could succeed in forcing out the country's ruler of more than four decades. But some on the rebel side remained deeply suspicious of him because of his longtime ties to Gadhafi.

"They don't trust anyone who was with Gadhafi's regime, they wanted revenge," said Agoury.

A member of the Martyr's Brigade said his group had evidence that Younis was a "traitor." He told the AP that "the evidence will come out in a few days." The brigade member spoke on condition of anonymity because he feared reprisals.

Younis' body, along with those of two colonels who were his top aides, were found on Thursday, dumped outside Benghazi, the rebels' de facto capital. Their bodies had been burned.

The head of the rebel National Transitional Council, Mustafa Abdul-Jalil, blamed "gunmen" and said one man had been arrested, but Abdul-Jalil did not say what he believed motivated the killers.

Abdul-Jalil said Younis had been "summoned" to Benghazi for questioning on a "military matter" and was killed along with two aides while on route.

But hours before the commander's death was announced, rebel military spokesman Mohammed al-Rijali had said Younis was taken to Benghazi for "interrogation" on suspicion his family might still have ties to Gadhafi regime, raising questions about whether he might have been assassinated by his own side.

The city of Benghazi woke up to fierce shooting Friday morning, as the news of Younis' death spread confusion and suspicion in the city.

Thousands marched in Younis' funeral procession on Friday, as men draped the rebel tricolor flag over his coffin and carried it to a cemetery, where he was buried.

Younis' son, Ashraf, broke down, crying and screaming as they lowered the body into the ground.

"We want Moammar to come back! We want the green flag back!" he shouted at the crowd, betraying his frustration with the months of chaos in the country and a desire for a return to normalcy.

At the funeral, Younis' nephew Mohammad al-Obaidi called Younis a martyr and a champion of the Libyan uprising, while the crowd broke into chants of "The martyr is God's beloved" and "Allah is Great."

At the cemetery, Younis was given a military farewell with a 300-soldier salute beore being buried. The crackling of machine guns shot in the air competed with the crowds chanting.

Younis' deputy Col. Suleiman Mahmoud has taken over the military's duties in Benghazi.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110729/ap_on_re_mi_ea/ml_libya

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Financial Literacy Leader To Be Declared By Ottawa | Personal ...

If Canadians are looking for personal finance resources, there are lots of government sites that are available to help them.? Some of these are: Service Canada, Canada Mortgage and Housing Corporation?s online calculators and the Financial Consumer Agency of Canada.? The main problem is that only a few Canadians know where to find the answers they need.? The Task Force on Financial Literacy has recommended that Ottawa assign a financial literacy leader who will be accountable to the Minister of Finance.? This professional will ensure the public that they should be able to get all the needed information regarding financial resources all throughout the country.? This Ottawa financial literacy leader will be announced during the June 6 budget.

Excerpt:

?For this reason, one of the task force?s recommendations was that Ottawa appoint someone to act as a financial literacy leader at the national level. Ottawa is expected to announce that leader in the June 6 budget, Mr. M?nard said.?

Original article can be found at:

http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/ottawa-to-announce-financial-literacy-leader/article2037103/

Click here for more information on getting the best life term life insurance information. There are other information available as well such as term life insurance quotes.

Source: http://www.equote.com/blog/871/financial-literacy-leader-to-be-declared-by-ottawa.html

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